Ground Up Construction Loans in Cameron County Texas

We provide fast, flexible Construction Loans in Cameron County, including Brownsville, Harlingen, and South Padre Island. Our tailored loan solutions help you build projects efficiently, with quick approvals and adaptable terms to match your needs.

construction loan

Loan Program Overview

  • Loan Amounts: $250,000 – $15,000,000+
  • Up to 85–90% LTC
  • Term: 12–24 months
  • Interest-only payments
  • Draw funding (24–72 hours)

How to Qualify

  • Construction plans
  • Budget and scope
  • Builder experience
  • Exit strategy
  • No income documentation required

Property Types Eligible

  • Single-family new builds
  • Multifamily developments
  • Townhome communities
  • Mixed-use projects
  • Build-to-rent properties

Fast Funding Timelines

  • Submit deal
  • Term sheet same day 
  • Due diligence
  • Close in 7–14 days.
  •  Draws released quickly after inspections.

Local Lending Experience

Cameron County benefits from border trade, tourism, and coastal development. Flood zones, permitting, and weather conditions should be considered in planning construction projects.

Benefits Over Banks

Built for developers

Draw-based funding

Flexible underwriting

Faster closings

No Income Docs Required

FAQs

7–14 business days.

No, loans are asset-based.

Through draw schedules after inspections.

Residential, multifamily, and mixed-use.

Apply Now

Don’t miss your next investment opportunity. Get fast, flexible funding in Cameron county from Fix and Flip Loans No Money Down.