Hard Money Loans in Harris County Texas

Fix and Flip No Money Down provides hard money loans in Harris County, Texas for investors who need speed, flexibility, and execution. With over 1,000+ real estate investment projects funded across Texas, we specialize in funding deals that traditional lenders decline, including distressed properties and time-sensitive opportunities in competitive markets like Houston.

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Loan Program Overview

  • Loan Amounts: $75,000 – $5,000,000
  • Term: 6–24 months
  • Interest: Interest-only payments
  • Funding Timeline: 5–10 business days
  • Collateral: Residential and commercial properties
  • Leverage: Up to 85–90% LTC and 70–75% ARV

How to Qualify

  • Property-based approval (asset-based lending)
  • Purchase contract or refinance scenario
  • Property valuation (ARV)
  • Scope of work (if rehab involved)
  • Exit strategy (sale or refinance)
  • Experience preferred but not required

Property Types Eligible

  • Fix and flip properties
  • Rental investments
  • Multi-family units
  • Commercial properties
  • Distressed or off-market deals

Fast Funding Timelines

  • Submit your deal scenario
  • Receive same-day feedback
  • Underwriting and approval
  • Close within 5–10 business days

Local Lending Experience

We understand Harris County’s fast-paced real estate environment, including Houston and surrounding markets. Our team helps investors navigate permitting, inspections, contractor coordination, and rapid deal execution in one of Texas’s most active investment regions.

Benefits Over Banks

Built for real estate investors

Funding for distressed properties

Proven experience funding complex deals

Fast closings in days, not months

No Income Docs Required

FAQs

A short-term, asset-based loan used by investors to purchase or renovate real estate.

Most hard money loans close within 5–10 business days.

We serve all of Harris County and surrounding Texas markets.

Ready to Secure Your Next Deal ?

Don’t miss your next investment opportunity. Get fast, flexible funding in Harris county from Fix and Flip Loans No Money Down.