Commercial Property Construction Loans in Denton County Texas
We have funded over 1,000+ real estate investment projects across Texas, providing ground-up commercial construction loans in Denton County for developers, investors, and builders who need fast, reliable capital. Serving clients in Denton, Lewisville, Flower Mound, and Little Elm, we understand the complexities of construction financing and local permitting requirements, helping you move projects forward with confidence.
Loan Program Overview
- Up to 85–90% Loan-to-Cost (LTC)
- Up to 70–75% Loan-to-Value (LTV)
- Loan amounts: $250K – $20M+
- Interest-only payments during construction
- Terms: 12–24 months
- Draw schedules with fast disbursements (24–72 hours)
How to Qualify
• Land purchase contract or owned land
• Construction budget and plans
• Scope of work and timeline
• Exit strategy (sale or refinance)
• Builder/contractor information
• No traditional income documentation required.
Property Types Eligible
• Multifamily developments
• Mixed-use properties
• Retail and office buildings
• Industrial properties
• Ground-up residential communities
Fast Funding Timelines
• Submit project details
• Receive term sheet within 24 hours
• Appraisal and plan review
• Underwriting approval
• Close within 7–14 business days
Local Lending Experience
Denton County is experiencing strong expansion in Denton and Little Elm, with increasing demand for multifamily and mixed-use developments. However, competitive land acquisition and varying permitting and inspection timelines across municipalities can add complexity. We guide developers through permitting, inspections, and construction milestones to keep projects on schedule, bringing speed and certainty to your construction financing.
Benefits Over Banks
Faster approvals and closings
Flexible Underwriting
Construction draw flexibility
Experience with complex projects
No income verification
FAQs
A loan used to finance ground-up development projects.
Through draw schedules based on construction progress.
No, loans are based on the project and asset.
Ready to Secure Your Next Deal ?
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans No Money Down.