Construction Loans Ground Up in Denton County Texas
We have funded over 1,000+ real estate investment projects across Texas, specializing in ground-up construction loans in Denton County for developers, builders, and investors building from the ground up. Serving clients in Denton, Lewisville, Flower Mound, and Little Elm, we provide fast, flexible construction financing designed to help you compete and execute in today’s market.
Loan Program Overview
- Up to 90% Loan-to-Cost (LTC)
- Up to 70–75% Loan-to-Value (LTV)
- Loan amounts: $250,000 – $20M+
- Interest-only payments during construction
- Terms: 12–24 months
- Draw disbursements in 24–72 hours
How to Qualify
• Land ownership or purchase contract
• Detailed construction budget
• Plans and permits (if available)
• Exit strategy (sale or refinance)
• Builder/contractor experience
• No income verification required.
Property Types Eligible
• Single-family ground-up homes
• Multifamily developments
• Mixed-use properties
• Commercial buildings
• Residential communities
Fast Funding Timelines
• Submit your project
• Same-day term sheet
• Appraisal and plan review
• Underwriting approval
• Close in 7–14 business days
Local Lending Experience
Denton County continues to see strong growth in Denton and Little Elm, with solid demand in Flower Mound and Lewisville. However, competitive land acquisitions and varying permitting timelines across cities can create challenges. We help developers navigate local regulations, inspections, and timelines to ensure successful project completion, bringing expertise and speed to every deal.
Benefits Over Banks
Faster approvals and funding
Flexible Underwriting
Quick draw schedules
Experience with ground-up construction
No income documentation
FAQs
A loan used to finance building a property from scratch.
Through staged draw schedules based on construction progress.
No, loans are based on the project.
Ready to Secure Your Next Deal ?
Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans No Money Down.