Construction Loans Ground Up in Hidalgo County Texas
We provides ground up construction loans in Hidalgo County, Texas for investors and developers building residential and commercial properties from the ground up. With over 1,000+ real estate investment projects funded across Texas, our team understands how to structure construction financing that aligns with your build timeline, budget, and exit strategy.
Loan Program Overview
- Loan Amounts: $150,000 – $10,000,000
- Loan Term: 12–24 months
- Interest: Interest-only payments
- Funding Timeline: 7–14 business days
- Draw Schedule: Based on construction milestones
- Leverage: Up to 85–90% Loan-to-Cost (LTC)
How to Qualify
- Detailed construction plans and architectural drawings
- Budget breakdown and scope of work
- Permits and approvals from Hidalgo County
- Exit strategy (sale or refinance)
- Builder or developer experience preferred
Property Types Eligible
- Single-family new construction
- Multi-family developments
- Mixed-use properties
- Retail and office buildings
- Industrial construction projects
Fast Funding Timelines
- Submit your project details
- Initial underwriting review within 24 hours
- Receive a term sheet
- Close within 7–14 business days
- Begin draw schedule as construction progresses
Local Lending Experience
Our team understands local permitting processes, inspections, and construction timelines across Hidalgo County, including McAllen, Edinburg, and Mission. We help investors navigate zoning, contractor coordination, and municipal requirements to keep projects moving efficiently.
Benefits Over Banks
Faster approvals and closings
Structured draw schedules for construction phases
Flexible underwriting based on project strength
Investor-focused lending approach
No Income Docs Required
FAQs
A loan used to finance building a property from land purchase through completion.
Funds are released in stages based on construction progress and inspections.
Most deals close within 7–14 business days.
Experience is preferred but not always required.
Yes, land acquisition can be included in the total project cost.
Get Started Today
Apply now for fast approval. Get fast, flexible funding in Hidalgo county from Fix and Flip Loans No Money Down.