Construction Loans Ground Up in Collin County Texas

We have funded 1,000+ real estate investment projects across Texas. We provide fast, flexible ground up construction loans for developers in Collin County including Plano, Frisco, McKinney, and Allen. Build residential or commercial projects with confidence using our investor-focused financing solutions.

construction loan

Loan Program Overview

  • Loan amounts: $250,000 – $15,000,000+
  • Up to 85–90% LTC
  • Terms: 12–24 months
  • Interest-only payments
  • Draw funding (24–72 hours)
  • Close in 7–14 business days

How to Qualify

  •  Construction plans and permits
  • Budget and scope of work
  • Builder experience
  • Exit strategy

Property Types Eligible

  • Single-family new construction
  •  2–4 unit builds
  •  Townhomes
  • Multifamily
  • Mixed-use developments

Fast Funding Timelines

  • Submit deal
  • Same-day term sheet
  • Due diligence 
  • Close in 7–14 days.
  • Draws released quickly after inspections to keep projects moving.

Local Lending Experience

Collin County, including Plano, Frisco, and McKinney, is a fast-growing region in Texas with high demand. Key factors include rapid permitting, strong resale and rental demand, and a competitive land market. We help investors navigate these challenges with fast, efficient funding for their projects.

Benefits Over Banks

Faster Closings

Flexible Underwriting

Construction draw flexibility

Built for developers and investors

No income verification

FAQs

7–14 business days.

No, loans are asset-based.

Through draw schedules after inspections.

Ready to Secure Your Next Deal ?

Apply now for fast approval and speak to a local Texas lending expert today. Submit your deal scenario for same-day feedback to get the support you need to move forward quickly with Fix and Flip Loans No Money Down.