Construction Loans Ground Up in Hays County Texas

Fix and Flip No Money Down provides ground-up construction loans in Hays County, Texas for developers and investors building new projects. With 1,000+ projects funded across Texas, we deliver fast, flexible capital for residential and commercial construction in markets like San Marcos, Kyle, and Buda.

Construction

Loan Program Overview

  • Loan Amounts: $100,000 – $10,000,000
  • Term: 12–24 months
  • Interest: Interest-only payments
  • Funding Timeline: 7–14 business days
  • Draw Schedule: Based on construction milestones
  • Leverage: Up to 85–90% LTC

How to Qualify

  • Construction plans and scope of work
  • Budget, permits, and timeline
  • Exit strategy (sale or refinance)
  • Asset-based approval (no tax returns required)
  • Experience preferred but not required

Property Types Eligible

  • Single-family new builds
  • Multi-family developments
  • Mixed-use projects
  • Commercial construction
  • Residential subdivisions

Fast Funding Timelines

  • Submit construction plans
  •  Underwriting review
  •  Receive term sheet
  • Close within 7–14 days
  • Begin draw schedule funding

Local Lending Experience

We understand Hays County’s development process, including permits, inspections, and growth trends in San Marcos, Kyle, and surrounding areas. Our team helps you navigate construction timelines, contractor coordination, and local building requirements.

Benefits Over Banks

Ability to fund complex projects

Structured draw schedules

Flexible underwriting for developers

Faster closings

No Income Docs Required

FAQs

A loan used to build a property from the ground up.

Funds are distributed in stages based on progress.

Typically within 7–14 business days.

Ready to Secure Your Next Deal ?

Don’t miss your next investment opportunity. Get fast, flexible funding in Hays county from Fix and Flip Loans No Money Down.